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SSDI Benefits Estimator

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SSDI Benefits Estimator

Installed-cost estimates grounded in your area's labor rates, climate zone, and rebate programs. Start with a national estimate below, or jump to your state for the local numbers.

Your age

Typical yearly income (before the disability)

How the estimate works

SSDI is not need-based — your monthly benefit is calculated from your lifetime earnings using Social Security's own formula (the "primary insurance amount"). Higher career earnings mean a higher check, up to the yearly cap.

We apply the current-year formula to typical career earnings for your income range and show a range, because your exact benefit depends on your full 35-year earnings record — which only SSA has.

Your answers to the other questions don't change the dollar estimate; they tell you (and any advocate you talk to) how strong a claim looks under SSA's rules.

Worked about 5 of the last 10 years? SSDI needs recent work credits — this is the quick test. Are you currently working full-time? Will your condition keep you out of work 12+ months? Are you under a doctor's care for it? Where are you in the process? State

Local cost data by state

Every page uses that market's own labor and energy data.

SSDI Benefits Estimator

How the estimate works

Local cost data by state

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming